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Funeral plans are designed to:
- Pay you or your family members a cash lump sum
- Cover the costs of the burial like the funeral plot, the casket, the hearse, the tombstone and the food for mourners
- Provide discounted rates on additional services
- Ensure that financial worries are not a problem during the time of mourning
If you are the bread winner in your family and you die, your assets will typically be frozen until your estate has been sorted out. This could leave your family without access to funds to cover the costs of your funeral. This could lead to a lot of additional worries and heartache for your loved ones. A funeral plan will make a lump some of cash available to your family immediately, which they can use to cover the costs of your funeral.
Funeral plans are also invaluable to people who are already struggling to get by. The cost of a funeral for a beloved family member could use up several month’s pay and leave you in financial difficulties. A good funeral policy will help you cover these costs and allow you to mourn the passing of your beloved in peace.