HIV+ Life Insurance

Being HIV positive, does not have to mean that you can't get access to life insurance. Many South Africans suffer from high cholestrol for example, and these people are able to find affordable life cover. And individuals living with HIV should be afforded the same opportunity as someone with any other serious illness. If you are a resposbile person, living with HIV, then you should complete the form above and let a trained consultant contact you.

There are specialist products designed for individuals living with HIV!

For people not enrolled on antiretroviral therapy (ART), the life insured person must usually commit to taking a CD4+ blood test at least once every 6 months. Should the life insured register a CD4+ count of below 200 cells/mm³ in any CD4+ test, they must further commit to start appropriate ART within 60 days and to follow this treatment as prescribed.

If you adhere to your ART treatment, you will enjoy access to both life cover products as well as life & disability cover products.

You can choose from term life, whole life and loan protector insurance products.